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Assetz Capital – based in Manchester and one of the UK’s leading SME property development finance providers – has secured up to £150m funding from Cambridge & Counties Bank.

The partnership expands Assetz Capital’s institutional funding marketplace, with Cambridge & Counties Bank supplying capital which Assetz will deploy into residential development loans across the UK.

The addition of Cambridge & Counties Bank increases the resilience and capacity of Assetz Capital’s funding platform at a time when SME housebuilding finance remains under pressure.

The partnership brings together two established UK lenders with shared values around responsible growth and regional expertise.

According to independent research from the Home Builders Federation’s 2025 State of Play report, access to development finance is an increasing challenge for SME housebuilders, with the proportion of developers citing finance as a major barrier rising from 33% to 39% in the past year.

Since its launch in 2013, Assetz Capital has deployed more than £1.7bn in property-secured lending, funding the building of 7,700 new homes, around one in every 12 homes built by SME housebuilders.

The addition of Cambridge & Counties Bank to its institutional funding marketplace broadens the stable capital available to SME developers and strengthens the platform’s capacity to support housing projects across the UK.

Cambridge & Counties Bank’s partnership is the first time the bank has worked with a third-party lender at scale.

Stuart Law, Assetz Capital CEO, said: “This partnership with Cambridge & Counties Bank is another major endorsement of the quality, scale, and stability of the platform that we’ve built over the past decade and more.

“Borrowers will now benefit from an even deeper and diverse institutionally funded marketplace with a full product suite for all property backed transactions.”

Sarah Barker, chief commercial officer at Cambridge & Counties Bank, said: “This facility is a first for Cambridge & Counties as we look to expand our support for the UK property market, working with others who share our relationship-based approach.

“Assetz Capital’s disciplined underwriting and track record of delivery make them an ideal partner to help us scale our impact in this critical sector.”

Andrew Fraser, chief commercial officer at Assetz Capital, said: “Broadening our institutional funding marketplace through this partnership strengthens our ability to support more developers and fund more homes.”

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